Blacklisted by ChexSystems?
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When you apply for a bank account, many banks use ChexSystems to see whether you have mishandled any accounts in the past. A negative report from that agency can affect whether your application is accepted. The review process is akin to applying for a credit card. A card issuer generally goes through at least one major credit reporting bureau to check your credit. This helps the issuer determine if you’re a risky customer for a new credit card. Similarly, when you apply for a bank account, the bank reviews ChexSystems to find any negative banking history you might have. (Some banks look at your credit score, too. Here’s how ChexSystems works and how you may be able to overcome any obstacles.